- Medical pay coverage under your own auto insurance;
- Your own health insurance;
- Treatment secured with a lien;
- Advance on liability settlement;
- Settlement loan.
If you use your auto med pay or your health insurance, these carriers generally have a lien and must be reimbursed out of the settlement money. If you sign a lien agreement with your chiropractor, he or she will treat you and wait to be paid until you get your settlement.
Rarely, a liability carrier will make a partial payment in advance of settling the whole case. This is usually done in cases of extreme hardship and is usually limited in amount.
Settlement loan companies are easy to find on the Internet. These companies are in the business of making loans to people who have been injured in accidents. If you take out one of these loans, you will also be financing hefty fees and interest. The loan balance, fees and interest must be paid by your lawyer out of the settlement funds. Depending on how long it takes to settle your case, you may have to pay back double or triple the amount you borrowed. It is important to carefully read the settlement loan agreement and completely understand the fees and interest before signing any documents.
Please call Hestad Law for a free consult if you would like to discuss how to pay for your treatment after a Wisconsin accident. 608-273-1600.